American Express Purchasing Solutions
American Express Purchasing Solutions from Business Cards is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 40,000 | Reward type: Reward Points | Best for: Travel, Fuel, Shopping
American Express Purchasing Solutions Overview
American Express Purchasing Solutions is a Business Cards business card. Zlash checks boosted categories like partner brands, utility bills, insurance along with caps and exclusions.
Best For
American Express Purchasing Solutions is most useful when your spends regularly fall into partner brands, utility bills, insurance.
Rewards
partner brands
1x the base reward rate.
utility bills
0.4x the base reward rate.
insurance
0.4x the base reward rate.
fuel
0.4x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel.
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 35,000, and voucher-based benefits.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 30,00,000 in a yearly period for benefit value around Rs 10,000.
Zlash Verdict
Choose this card when travel, fuel, shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of American Express Purchasing Solutions?
The listed annual fee is Rs 40,000.
What is American Express Purchasing Solutions best used for?
American Express Purchasing Solutions is most useful when your spends regularly fall into partner brands, utility bills, insurance.
Does American Express Purchasing Solutions have reward exclusions?
Yes. The extracted exclusions include fuel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.