BOBCARD Empower Credit Card
BOBCARD Empower Credit Card from Business Cards is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 250 | Reward type: Reward Points | Best for: Business Expenses, Utility Bills
Estimated value per Rs 100 of eligible spend.
BOBCARD Empower Credit Card Overview
BOBCARD Empower Credit Card is a Business Cards business card. Base reward value is about Rs 0.25 per Rs 100 of eligible spend. Zlash checks boosted categories like utility bills along with caps and exclusions.
Best For
BOBCARD Empower Credit Card is most useful when your spends regularly fall into utility bills.
Rewards
utility bills
5x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 5,000.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when business expenses, utility bills match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of BOBCARD Empower Credit Card?
The listed annual fee is Rs 250.
What is BOBCARD Empower Credit Card best used for?
BOBCARD Empower Credit Card is most useful when your spends regularly fall into utility bills.
Does BOBCARD Empower Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.