HDFC Bank BizBlack Metal Edition Credit Card
HDFC Bank BizBlack Metal Edition Credit Card from Business Cards is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 10,000 | Reward type: Reward Points | Best for: Travel, Business Expenses, Partner Brands

Estimated value per Rs 100 of eligible spend.
HDFC Bank BizBlack Metal Edition Credit Card Overview
HDFC Bank BizBlack Metal Edition Credit Card is a Business Cards business card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like partner brands along with caps and exclusions.
Best For
HDFC Bank BizBlack Metal Edition Credit Card is most useful when your spends regularly fall into partner brands.
Rewards
partner brands
5x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, education, rent, wallet reloads, emi.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 5,000 and voucher-based benefits.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
2% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 5,00,000 in a yearly period for benefit value around Rs 5,000.
Zlash Verdict
Choose this card when travel, business expenses, partner brands match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HDFC Bank BizBlack Metal Edition Credit Card?
The listed annual fee is Rs 10,000.
What is HDFC Bank BizBlack Metal Edition Credit Card best used for?
HDFC Bank BizBlack Metal Edition Credit Card is most useful when your spends regularly fall into partner brands.
Does HDFC Bank BizBlack Metal Edition Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, education, rent, wallet reloads, emi.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.

