HDFC Bank BizFirst Credit Card
HDFC Bank BizFirst Credit Card from Business Cards is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 500 | Reward type: Reward Points | Best for: Business Expenses, Emi, Utility Bills
Estimated value per Rs 100 of eligible spend.
HDFC Bank BizFirst Credit Card Overview
HDFC Bank BizFirst Credit Card is a Business Cards business card. Base reward value is about Rs 0.15 per Rs 100 of eligible spend. Zlash checks boosted categories like emi, utility bills, partner brands along with caps and exclusions.
Best For
HDFC Bank BizFirst Credit Card is most useful when your spends regularly fall into emi, utility bills, partner brands.
Rewards
emi
3x the base reward rate.
utility bills
2x the base reward rate.
partner brands
2x the base reward rate.
UPI
1x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, rent, education, wallet reloads, gift card.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 250 and voucher-based benefits.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 75,000 in a quarterly period for benefit value around Rs 300.
Zlash Verdict
Choose this card when business expenses, emi, utility bills match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HDFC Bank BizFirst Credit Card?
The listed annual fee is Rs 500.
What is HDFC Bank BizFirst Credit Card best used for?
HDFC Bank BizFirst Credit Card is most useful when your spends regularly fall into emi, utility bills, partner brands.
Does HDFC Bank BizFirst Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, rent, education, wallet reloads, gift card, voucher purchase.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.