HDFC Bank BizGrow Credit Card
HDFC Bank BizGrow Credit Card from Business Cards is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 500 | Reward type: Reward Points | Best for: Business Expenses, Utility Bills, Insurance
Estimated value per Rs 100 of eligible spend.
HDFC Bank BizGrow Credit Card Overview
HDFC Bank BizGrow Credit Card is a Business Cards business card. Base reward value is about Rs 0.33 per Rs 100 of eligible spend. Zlash checks boosted categories like utility bills, insurance, partner brands along with caps and exclusions.
Best For
HDFC Bank BizGrow Credit Card is most useful when your spends regularly fall into utility bills, insurance, partner brands.
Rewards
utility bills
10x the base reward rate.
insurance
10x the base reward rate.
partner brands
10x the base reward rate.
grocery
10x the base reward rate.
flights
10x the base reward rate.
hotels
10x the base reward rate.
Not Good For
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 250 and voucher-based benefits.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
3.5% foreign currency markup.
Milestone Benefits
- Spend Rs 1,00,000 in a quarterly period for benefit value around Rs 500.
Zlash Verdict
Choose this card when business expenses, utility bills, insurance match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HDFC Bank BizGrow Credit Card?
The listed annual fee is Rs 500.
What is HDFC Bank BizGrow Credit Card best used for?
HDFC Bank BizGrow Credit Card is most useful when your spends regularly fall into utility bills, insurance, partner brands.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.