HDFC Bank BizPower Credit Card
HDFC Bank BizPower Credit Card from Business Cards is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 2,500 | Reward type: Reward Points | Best for: Business Expenses, Online Shopping, Utility Bills

Estimated value per Rs 100 of eligible spend.
HDFC Bank BizPower Credit Card Overview
HDFC Bank BizPower Credit Card is a Business Cards business card. Base reward value is about Rs 0.53 per Rs 100 of eligible spend. Zlash checks boosted categories like online shopping, utility bills, tax payments along with caps and exclusions.
Best For
HDFC Bank BizPower Credit Card is most useful when your spends regularly fall into online shopping, utility bills, tax payments.
Rewards
online shopping
10x the base reward rate.
utility bills
5x the base reward rate.
tax payments
5x the base reward rate.
partner brands
5x the base reward rate.
flights
5x the base reward rate.
hotels
5x the base reward rate.
Not Good For
- Spends in excluded categories such as petrol, wallet, rent, education, emi.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
2% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 2,50,000 in a quarterly period for benefit value around Rs 2,000.
Zlash Verdict
Choose this card when business expenses, online shopping, utility bills match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HDFC Bank BizPower Credit Card?
The listed annual fee is Rs 2,500.
What is HDFC Bank BizPower Credit Card best used for?
HDFC Bank BizPower Credit Card is most useful when your spends regularly fall into online shopping, utility bills, tax payments.
Does HDFC Bank BizPower Credit Card have reward exclusions?
Yes. The extracted exclusions include petrol, wallet, rent, education, emi.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.

