HDFC Bank Purchase Premium Credit Card
HDFC Bank Purchase Premium Credit Card from Business Cards is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Lifetime free | Reward type: Reward Points, Cashback | Best for: Shopping, Partner Brands
Estimated value per Rs 100 of eligible spend.
HDFC Bank Purchase Premium Credit Card Overview
HDFC Bank Purchase Premium Credit Card is a Business Cards business card. Base reward value is about Rs 0.53 per Rs 100 of eligible spend. Zlash checks boosted categories like partner brands along with caps and exclusions.
Best For
HDFC Bank Purchase Premium Credit Card is most useful when your spends regularly fall into partner brands.
Rewards
partner brands
1x the base reward rate.
Not Good For
- Users whose main spends do not match the card's boosted reward categories.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
2.5% foreign currency markup.
Milestone Benefits
- Spend Rs 50,000 in a monthly period for benefit value around Rs 1,500.
Zlash Verdict
Choose this card when shopping, partner brands match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HDFC Bank Purchase Premium Credit Card?
The listed annual fee is Lifetime free.
What is HDFC Bank Purchase Premium Credit Card best used for?
HDFC Bank Purchase Premium Credit Card is most useful when your spends regularly fall into partner brands.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.