HDFC Business MoneyBack Credit Card
HDFC Business MoneyBack Credit Card from Business Cards is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 500 | Reward type: Reward Points | Best for: Business Expenses, Utility Bills, Online Shopping
Estimated value per Rs 100 of eligible spend.
HDFC Business MoneyBack Credit Card Overview
HDFC Business MoneyBack Credit Card is a Business Cards business card. Base reward value is about Rs 0 per Rs 100 of eligible spend. Zlash checks boosted categories like utility bills, online shopping along with caps and exclusions.
Best For
HDFC Business MoneyBack Credit Card is most useful when your spends regularly fall into utility bills, online shopping.
Rewards
utility bills
3.75x the base reward rate.
online shopping
2x the base reward rate.
Not Good For
- Spends in excluded categories such as wallet reloads, emi, rent, education, fuel.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 1,80,000 in a yearly period for benefit value around Rs 5.
Zlash Verdict
Choose this card when business expenses, utility bills, online shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HDFC Business MoneyBack Credit Card?
The listed annual fee is Rs 500.
What is HDFC Business MoneyBack Credit Card best used for?
HDFC Business MoneyBack Credit Card is most useful when your spends regularly fall into utility bills, online shopping.
Does HDFC Business MoneyBack Credit Card have reward exclusions?
Yes. The extracted exclusions include wallet reloads, emi, rent, education, fuel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.