HDFC Business Regalia Credit Card
HDFC Business Regalia Credit Card from Business Cards is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 2,500 | Reward type: Reward Points | Best for: Travel, Dining, Shopping
Estimated value per Rs 100 of eligible spend.
HDFC Business Regalia Credit Card Overview
HDFC Business Regalia Credit Card is a Business Cards business card. Base reward value is about Rs 0.53 per Rs 100 of eligible spend. Zlash uses the listed forex markup and fee facts when comparing this payment option.
Best For
HDFC Business Regalia Credit Card is positioned around Travel, Dining, Shopping spends.
Not Good For
- Spends in excluded categories such as rental, property management services, easyemi, e wallet loading.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 5,00,000 in a yearly period for benefit value around Rs 2,000.
- Spend Rs 8,00,000 in a yearly period for benefit value around Rs 1,000.
Zlash Verdict
Choose this card when travel, dining, shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of HDFC Business Regalia Credit Card?
The listed annual fee is Rs 2,500.
What is HDFC Business Regalia Credit Card best used for?
HDFC Business Regalia Credit Card is positioned around Travel, Dining, Shopping spends.
Does HDFC Business Regalia Credit Card have reward exclusions?
Yes. The extracted exclusions include rental, property management services, easyemi, e wallet loading.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.