ICICI Business Advantage Blue Card
ICICI Business Advantage Blue Card from Business Cards is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 500 | Best for: Dining, Shopping, Travel
Estimated value per Rs 100 of eligible spend.
ICICI Business Advantage Blue Card Overview
ICICI Business Advantage Blue Card is a Business Cards business card. Base reward value is about Rs 0.5 per Rs 100 of eligible spend. Zlash checks boosted categories like travel, dining, flights along with caps and exclusions.
Best For
ICICI Business Advantage Blue Card is most useful when your spends regularly fall into travel, dining, flights.
Rewards
travel
2x the base reward rate.
dining
2x the base reward rate.
flights
2x the base reward rate.
partner brands
0.4x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, cash advance, insurance, fees, interest charges.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 50,000 in a yearly period for benefit value around Rs 500.
- Spend Rs 5,00,000 in a yearly period for benefit value around Rs 500.
Zlash Verdict
Choose this card when dining, shopping, travel match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of ICICI Business Advantage Blue Card?
The listed annual fee is Rs 500.
What is ICICI Business Advantage Blue Card best used for?
ICICI Business Advantage Blue Card is most useful when your spends regularly fall into travel, dining, flights.
Does ICICI Business Advantage Blue Card have reward exclusions?
Yes. The extracted exclusions include fuel, cash advance, insurance, fees, interest charges.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.