IDFC Business Multiplier Credit Card
IDFC Business Multiplier Credit Card from Business Cards is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 1,000 | Reward type: Reward Points | Best for: Business Expenses, Tax Payments, Upi
Estimated value per Rs 100 of eligible spend.
IDFC Business Multiplier Credit Card Overview
IDFC Business Multiplier Credit Card is a Business Cards business card. Base reward value is about Rs 0.03 per Rs 100 of eligible spend. Zlash checks boosted categories like tax payments, UPI, utility bills along with caps and exclusions.
Best For
IDFC Business Multiplier Credit Card is most useful when your spends regularly fall into tax payments, UPI, utility bills.
Rewards
tax payments
10x the base reward rate.
Monthly cap: Rs 1,00,000
UPI
3x the base reward rate.
utility bills
1x the base reward rate.
insurance
1x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, emi transactions, cash withdrawals, rental, property management.
Welcome And Travel Benefits
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
Reward Exclusions
Zlash Verdict
Choose this card when business expenses, tax payments, upi match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of IDFC Business Multiplier Credit Card?
The listed annual fee is Rs 1,000.
What is IDFC Business Multiplier Credit Card best used for?
IDFC Business Multiplier Credit Card is most useful when your spends regularly fall into tax payments, UPI, utility bills.
Does IDFC Business Multiplier Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, emi transactions, cash withdrawals, rental, property management.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.