Kotak Biz Business Credit Card
Kotak Biz Business Credit Card from Business Cards is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 499 | Reward type: Reward Points | Best for: Business Expenses, Travel, Hotels
Estimated value per Rs 100 of eligible spend.
Kotak Biz Business Credit Card Overview
Kotak Biz Business Credit Card is a Business Cards business card. Base reward value is about Rs 0.25 per Rs 100 of eligible spend. Zlash checks boosted categories like travel, hotels, partner brands along with caps and exclusions.
Best For
Kotak Biz Business Credit Card is most useful when your spends regularly fall into travel, hotels, partner brands.
Rewards
travel
4x the base reward rate.
hotels
4x the base reward rate.
partner brands
4x the base reward rate.
Not Good For
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Zlash Verdict
Choose this card when business expenses, travel, hotels match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Kotak Biz Business Credit Card?
The listed annual fee is Rs 499.
What is Kotak Biz Business Credit Card best used for?
Kotak Biz Business Credit Card is most useful when your spends regularly fall into travel, hotels, partner brands.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.