Paytm HDFC Bank Business Credit Card
Paytm HDFC Bank Business Credit Card from Business Cards is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 500 | Reward type: Cashback | Best for: Shopping, Paytm, Partner Brands
Estimated value per Rs 100 of eligible spend.
Paytm HDFC Bank Business Credit Card Overview
Paytm HDFC Bank Business Credit Card is a Business Cards business card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like paytm, partner brands, partner brands along with caps and exclusions.
Best For
Paytm HDFC Bank Business Credit Card is most useful when your spends regularly fall into paytm, partner brands, partner brands.
Rewards
paytm
3x the base reward rate.
Monthly cap: Rs 500
partner brands
2x the base reward rate.
Monthly cap: Rs 500
partner brands
1x the base reward rate.
Monthly cap: Rs 1,000
Not Good For
- Spends in excluded categories such as fuel, emi, rent, education.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 250 and voucher-based benefits.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 1,00,000 in a yearly period for benefit value around Rs 500.
Zlash Verdict
Choose this card when shopping, paytm, partner brands match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Paytm HDFC Bank Business Credit Card?
The listed annual fee is Rs 500.
What is Paytm HDFC Bank Business Credit Card best used for?
Paytm HDFC Bank Business Credit Card is most useful when your spends regularly fall into paytm, partner brands, partner brands.
Does Paytm HDFC Bank Business Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, emi, rent, education.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.