Paytm HDFC SELECT Business Credit Card
Paytm HDFC SELECT Business Credit Card from Business Cards is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 1,000 | Reward type: Cashback | Best for: Shopping, Partner Brands, Travel
Estimated value per Rs 100 of eligible spend.
Paytm HDFC SELECT Business Credit Card Overview
Paytm HDFC SELECT Business Credit Card is a Business Cards business card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like partner brands, travel, utility bills along with caps and exclusions.
Best For
Paytm HDFC SELECT Business Credit Card is most useful when your spends regularly fall into partner brands, travel, utility bills.
Rewards
partner brands
5x the base reward rate.
travel
3x the base reward rate.
utility bills
3x the base reward rate.
Not Good For
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 100.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Milestone Benefits
- Spend Rs 2,00,000 in a yearly period for benefit value around Rs 1,000.
Zlash Verdict
Choose this card when shopping, partner brands, travel match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Paytm HDFC SELECT Business Credit Card?
The listed annual fee is Rs 1,000.
What is Paytm HDFC SELECT Business Credit Card best used for?
Paytm HDFC SELECT Business Credit Card is most useful when your spends regularly fall into partner brands, travel, utility bills.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.