YES FIRST Business Credit Card
YES FIRST Business Credit Card from Business Cards is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 999 | Best for: Travel, Shopping, Dining

YES FIRST Business Credit Card Overview
YES FIRST Business Credit Card is a Business Cards business card. Zlash checks boosted categories like travel, dining, hotels along with caps and exclusions.
Best For
YES FIRST Business Credit Card is most useful when your spends regularly fall into travel, dining, hotels.
Rewards
travel
4x the base reward rate.
dining
4x the base reward rate.
hotels
4x the base reward rate.
flights
4x the base reward rate.
partner brands
2x the base reward rate.
partner brands
1x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel.
Welcome And Travel Benefits
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
1.75% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 12,00,000 in a yearly period.
Zlash Verdict
Choose this card when travel, shopping, dining match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of YES FIRST Business Credit Card?
The listed annual fee is Rs 999.
What is YES FIRST Business Credit Card best used for?
YES FIRST Business Credit Card is most useful when your spends regularly fall into travel, dining, hotels.
Does YES FIRST Business Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.

