American Express Platinum Travel Credit Card
American Express Platinum Travel Credit Card from American Express is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 5,000 | Reward type: Reward Points | Best for: Travel, Shopping
Estimated value per Rs 100 of eligible spend.
American Express Platinum Travel Credit Card Overview
American Express Platinum Travel Credit Card is an American Express credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash uses the listed forex markup and fee facts when comparing this payment option.
Best For
American Express Platinum Travel Credit Card is positioned around Travel, Shopping spends.
Not Good For
- Spends in excluded categories such as fuel, insurance, utility bills, cash transactions, emi conversion.
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 1,90,000 in a yearly period for benefit value around Rs 3,750.
- Spend Rs 4,00,000 in a yearly period for benefit value around Rs 5,000.
- Spend Rs 7,00,000 in a yearly period for benefit value around Rs 21,250.
Zlash Verdict
Choose this card when travel, shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of American Express Platinum Travel Credit Card?
The listed annual fee is Rs 5,000.
What is American Express Platinum Travel Credit Card best used for?
American Express Platinum Travel Credit Card is positioned around Travel, Shopping spends.
Does American Express Platinum Travel Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, insurance, utility bills, cash transactions, emi conversion.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.