Aditya Birla AU Bank Credit Cards
Aditya Birla AU Bank Credit Cards from AU Small Finance Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Lifetime free | Reward type: Reward Points | Best for: Travel, Dining, Shopping
Estimated value per Rs 100 of eligible spend.
Aditya Birla AU Bank Credit Cards Overview
Aditya Birla AU Bank Credit Cards is an AU Small Finance Bank credit card. Base reward value is about Rs 0.1 per Rs 100 of eligible spend. Zlash checks boosted categories like travel, dining, movies and entertainment along with caps and exclusions.
Best For
Aditya Birla AU Bank Credit Cards is most useful when your spends regularly fall into travel, dining, movies and entertainment.
Rewards
travel
10x the base reward rate.
dining
10x the base reward rate.
movies and entertainment
10x the base reward rate.
international spends
10x the base reward rate.
education
10x the base reward rate.
utility bills
10x the base reward rate.
insurance
10x the base reward rate.
grocery
10x the base reward rate.
education
Not Good For
- Spends in excluded categories such as fuel, jewellery, insurance, rent.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 2,50,000 in a yearly period.
Zlash Verdict
Choose this card when travel, dining, shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Aditya Birla AU Bank Credit Cards?
The listed annual fee is Lifetime free.
What is Aditya Birla AU Bank Credit Cards best used for?
Aditya Birla AU Bank Credit Cards is most useful when your spends regularly fall into travel, dining, movies and entertainment.
Does Aditya Birla AU Bank Credit Cards have reward exclusions?
Yes. The extracted exclusions include fuel, jewellery, insurance, rent.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.