AU Altura Credit Card
AU Altura Credit Card from AU Small Finance Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 199 | Reward type: Cashback | Best for: Shopping, Grocery, Utility Bills
Estimated value per Rs 100 of eligible spend.
AU Altura Credit Card Overview
AU Altura Credit Card is an AU Small Finance Bank credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like grocery, utility bills, partner brands along with caps and exclusions.
Best For
AU Altura Credit Card is most useful when your spends regularly fall into grocery, utility bills, partner brands.
Rewards
grocery
2x the base reward rate.
Monthly cap: Rs 50
utility bills
2x the base reward rate.
Monthly cap: Rs 50
partner brands
2x the base reward rate.
Monthly cap: Rs 50
Not Good For
- Spends in excluded categories such as fuel, rent, wallet reloads.
- International transactions if you need low forex markup; this card lists 3.49% markup.
Welcome And Travel Benefits
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.49% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 10,000 in a monthly period for benefit value around Rs 50.
Zlash Verdict
Choose this card when shopping, grocery, utility bills match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of AU Altura Credit Card?
The listed annual fee is Rs 199.
What is AU Altura Credit Card best used for?
AU Altura Credit Card is most useful when your spends regularly fall into grocery, utility bills, partner brands.
Does AU Altura Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, rent, wallet reloads.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.