AU Altura Plus Credit Card
AU Altura Plus Credit Card from AU Small Finance Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 499 | Reward type: Reward Points | Best for: Shopping, Online Shopping
Estimated value per Rs 100 of eligible spend.
AU Altura Plus Credit Card Overview
AU Altura Plus Credit Card is an AU Small Finance Bank credit card. Base reward value is about Rs 0.38 per Rs 100 of eligible spend. Zlash checks boosted categories like online shopping along with caps and exclusions.
Best For
AU Altura Plus Credit Card is most useful when your spends regularly fall into online shopping.
Rewards
online shopping
2x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel.
- International transactions if you need low forex markup; this card lists 3.49% markup.
Welcome And Travel Benefits
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.49% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 20,000 in a monthly period for benefit value around Rs 125.
Zlash Verdict
Choose this card when shopping, online shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of AU Altura Plus Credit Card?
The listed annual fee is Rs 499.
What is AU Altura Plus Credit Card best used for?
AU Altura Plus Credit Card is most useful when your spends regularly fall into online shopping.
Does AU Altura Plus Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.