AU CA Metal Credit Card
AU CA Metal Credit Card from AU Small Finance Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Lifetime free | Reward type: Reward Points | Best for: Business Expenses, Dining, Travel
AU CA Metal Credit Card Overview
AU CA Metal Credit Card is an AU Small Finance Bank credit card. Zlash checks boosted categories like dining, travel, tax payments along with caps and exclusions.
Best For
AU CA Metal Credit Card is most useful when your spends regularly fall into dining, travel, tax payments.
Rewards
dining
4x the base reward rate.
travel
4x the base reward rate.
tax payments
4x the base reward rate.
software purchases
4x the base reward rate.
utility bills
0.5x the base reward rate.
insurance
0.5x the base reward rate.
Not Good For
- Users whose main spends do not match the card's boosted reward categories.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 5,000.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
1.99% foreign currency markup.
Milestone Benefits
- Spend Rs 5,000 in a yearly period.
- Spend Rs 10,000 in a yearly period.
Zlash Verdict
Choose this card when business expenses, dining, travel match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of AU CA Metal Credit Card?
The listed annual fee is Lifetime free.
What is AU CA Metal Credit Card best used for?
AU CA Metal Credit Card is most useful when your spends regularly fall into dining, travel, tax payments.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.