AU Fi MagniFi Credit Card
AU Fi MagniFi Credit Card from AU Small Finance Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Lifetime free | Reward type: Reward Points | Best for: Shopping, Online Shopping, Dining
Estimated value per Rs 100 of eligible spend.
AU Fi MagniFi Credit Card Overview
AU Fi MagniFi Credit Card is an AU Small Finance Bank credit card. Base reward value is about Rs 0.12 per Rs 100 of eligible spend. Zlash checks boosted categories like online shopping, dining, movies and entertainment along with caps and exclusions.
Best For
AU Fi MagniFi Credit Card is most useful when your spends regularly fall into online shopping, dining, movies and entertainment.
Rewards
online shopping
10x the base reward rate.
dining
10x the base reward rate.
movies and entertainment
10x the base reward rate.
partner brands
10x the base reward rate.
Not Good For
- International transactions if you need low forex markup; this card lists 3.49% markup.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
3.49% foreign currency markup.
Zlash Verdict
Choose this card when shopping, online shopping, dining match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of AU Fi MagniFi Credit Card?
The listed annual fee is Lifetime free.
What is AU Fi MagniFi Credit Card best used for?
AU Fi MagniFi Credit Card is most useful when your spends regularly fall into online shopping, dining, movies and entertainment.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.