AU Nomo Credit Card
AU Nomo Credit Card from AU Small Finance Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Reward type: Reward Points | Best for: Shopping, Utility Bills, Insurance

Estimated value per Rs 100 of eligible spend.
AU Nomo Credit Card Overview
AU Nomo Credit Card is an AU Small Finance Bank credit card. Base reward value is about Rs 0.5 per Rs 100 of eligible spend. Zlash checks boosted categories like utility bills, insurance along with caps and exclusions.
Best For
AU Nomo Credit Card is most useful when your spends regularly fall into utility bills, insurance.
Rewards
utility bills
0.5x the base reward rate.
insurance
0.5x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, cash, rent, education, government payments.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
0.99% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 25,000 in a quarterly period for benefit value around Rs 125.
- Spend Rs 50,000 in a quarterly period for benefit value around Rs 125.
Zlash Verdict
Choose this card when shopping, utility bills, insurance match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is AU Nomo Credit Card best used for?
AU Nomo Credit Card is most useful when your spends regularly fall into utility bills, insurance.
Does AU Nomo Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, cash, rent, education, government payments.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.

