CheQ AU Credit Card
CheQ AU Credit Card from AU Small Finance Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 499 | Reward type: Reward Points | Best for: Shopping, Partner Brands, Online Shopping
Estimated value per Rs 100 of eligible spend.
CheQ AU Credit Card Overview
CheQ AU Credit Card is an AU Small Finance Bank credit card. Base reward value is about Rs 0.5 per Rs 100 of eligible spend. Zlash checks boosted categories like partner brands, online shopping, UPI along with caps and exclusions.
Best For
CheQ AU Credit Card is most useful when your spends regularly fall into partner brands, online shopping, UPI.
Rewards
partner brands
12x the base reward rate.
online shopping
5x the base reward rate.
UPI
2.5x the base reward rate.
Not Good For
- Spends in excluded categories such as wallet reloads, jewelry, rent, insurance, education.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 695 and a dining membership component.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when shopping, partner brands, online shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of CheQ AU Credit Card?
The listed annual fee is Rs 499.
What is CheQ AU Credit Card best used for?
CheQ AU Credit Card is most useful when your spends regularly fall into partner brands, online shopping, UPI.
Does CheQ AU Credit Card have reward exclusions?
Yes. The extracted exclusions include wallet reloads, jewelry, rent, insurance, education, government services.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.