AU Bank LIT Credit Card
AU Bank LIT Credit Card from AU Small Finance Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Lifetime free | Reward type: Reward Points | Best for: Movies, Travel, Dining
AU Bank LIT Credit Card Overview
AU Bank LIT Credit Card is an AU Small Finance Bank credit card. Zlash checks boosted categories like online shopping, partner brands, online shopping along with caps and exclusions.
Best For
AU Bank LIT Credit Card is most useful when your spends regularly fall into online shopping, partner brands, online shopping.
Rewards
online shopping
10x the base reward rate.
partner brands
10x the base reward rate.
online shopping
5x the base reward rate.
partner brands
5x the base reward rate.
grocery
5x the base reward rate.
Monthly cap: Rs 1,000
travel
5x the base reward rate.
dining
5x the base reward rate.
Not Good For
- Spends in excluded categories such as cash withdrawal, emi, rent, education, fuel.
- International transactions if you need low forex markup; this card lists 3.49% markup.
Welcome And Travel Benefits
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
3.49% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 10,000 in a monthly period for benefit value around Rs 500.
- Spend Rs 15,000 in a monthly period for benefit value around Rs 1,000.
Zlash Verdict
Choose this card when movies, travel, dining match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of AU Bank LIT Credit Card?
The listed annual fee is Lifetime free.
What is AU Bank LIT Credit Card best used for?
AU Bank LIT Credit Card is most useful when your spends regularly fall into online shopping, partner brands, online shopping.
Does AU Bank LIT Credit Card have reward exclusions?
Yes. The extracted exclusions include cash withdrawal, emi, rent, education, fuel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.