AU Bank Traverse Credit Card
AU Bank Traverse Credit Card from AU Small Finance Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 4,999 | Reward type: Reward Points | Best for: Travel, International Spends, Insurance
Estimated value per Rs 100 of eligible spend.
AU Bank Traverse Credit Card Overview
AU Bank Traverse Credit Card is an AU Small Finance Bank credit card. Base reward value is about Rs 0.12 per Rs 100 of eligible spend. Zlash checks boosted categories like international spends, insurance, utility bills along with caps and exclusions.
Best For
AU Bank Traverse Credit Card is most useful when your spends regularly fall into international spends, insurance, utility bills.
Rewards
international spends
2x the base reward rate.
insurance
0.5x the base reward rate.
utility bills
0.5x the base reward rate.
Not Good For
- Users whose main spends do not match the card's boosted reward categories.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 5,000 and voucher-based benefits.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
0.99% foreign currency markup.
Milestone Benefits
- Spend Rs 10,00,000 in a yearly period for benefit value around Rs 10,000.
Zlash Verdict
Choose this card when travel, international spends, insurance match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of AU Bank Traverse Credit Card?
The listed annual fee is Rs 4,999.
What is AU Bank Traverse Credit Card best used for?
AU Bank Traverse Credit Card is most useful when your spends regularly fall into international spends, insurance, utility bills.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.