AU Vetta Credit Card
AU Vetta Credit Card from AU Small Finance Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 2,999 | Reward type: Reward Points | Best for: Travel, Shopping, Grocery
Estimated value per Rs 100 of eligible spend.
AU Vetta Credit Card Overview
AU Vetta Credit Card is an AU Small Finance Bank credit card. Base reward value is about Rs 0.12 per Rs 100 of eligible spend. Zlash checks boosted categories like grocery, utility bills along with caps and exclusions.
Best For
AU Vetta Credit Card is most useful when your spends regularly fall into grocery, utility bills.
Rewards
grocery
2x the base reward rate.
utility bills
0.5x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, cash, rent, education, government spending.
Welcome And Travel Benefits
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
2.99% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 50,000 in a quarterly period for benefit value around Rs 125.
- Spend Rs 1,00,000 in a quarterly period for benefit value around Rs 250.
- Spend Rs 2,50,000 in a yearly period for benefit value around Rs 1,000.
Zlash Verdict
Choose this card when travel, shopping, grocery match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of AU Vetta Credit Card?
The listed annual fee is Rs 2,999.
What is AU Vetta Credit Card best used for?
AU Vetta Credit Card is most useful when your spends regularly fall into grocery, utility bills.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.