AU Zenith Credit Card
AU Zenith Credit Card from AU Small Finance Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 7,999 | Reward type: Reward Points | Best for: Travel, Dining, Shopping
Estimated value per Rs 100 of eligible spend.
AU Zenith Credit Card Overview
AU Zenith Credit Card is an AU Small Finance Bank credit card. Base reward value is about Rs 0.19 per Rs 100 of eligible spend. Zlash checks boosted categories like dining, grocery, international spends along with caps and exclusions.
Best For
AU Zenith Credit Card is most useful when your spends regularly fall into dining, grocery, international spends.
Rewards
dining
1.67x the base reward rate.
grocery
1.67x the base reward rate.
international spends
1.67x the base reward rate.
partner brands
1x the base reward rate.
utility bills
0.33x the base reward rate.
insurance
0.33x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, rent, education, government payments.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 1,000 and voucher-based benefits.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
1.99% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 50,000 in a yearly period for benefit value around Rs 250.
Zlash Verdict
Choose this card when travel, dining, shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of AU Zenith Credit Card?
The listed annual fee is Rs 7,999.
What is AU Zenith Credit Card best used for?
AU Zenith Credit Card is most useful when your spends regularly fall into dining, grocery, international spends.
Does AU Zenith Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, rent, education, government payments.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.