Axis Bank ACE Credit Card
Axis Bank ACE Credit Card from Axis Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 499 | Reward type: Cashback | Best for: Travel, Utility Bills, Partner Brands
Estimated value per Rs 100 of eligible spend.
Axis Bank ACE Credit Card Overview
Axis Bank ACE Credit Card is an Axis Bank credit card. Base reward value is about Rs 1.5 per Rs 100 of eligible spend. Zlash checks boosted categories like utility bills, partner brands along with caps and exclusions.
Best For
Axis Bank ACE Credit Card is most useful when your spends regularly fall into utility bills, partner brands.
Rewards
utility bills
3.33x the base reward rate.
Monthly cap: Rs 500
partner brands
2.67x the base reward rate.
Monthly cap: Rs 500
Not Good For
- Spends in excluded categories such as fuel, wallet reloads, emi purchases, gold purchases, cash withdrawals.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 10,000 in a yearly period for benefit value around Rs 499.
- Spend Rs 2,00,000 in a yearly period for benefit value around Rs 499.
Zlash Verdict
Choose this card when travel, utility bills, partner brands match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Axis Bank ACE Credit Card?
The listed annual fee is Rs 499.
What is Axis Bank ACE Credit Card best used for?
Axis Bank ACE Credit Card is most useful when your spends regularly fall into utility bills, partner brands.
Does Axis Bank ACE Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, wallet reloads, emi purchases, gold purchases, cash withdrawals, payment of card outstanding balances.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.