Axis Bank Freecharge Credit Card
Axis Bank Freecharge Credit Card from Axis Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 250 | Best for: Shopping, Utility Bills, Partner Brands
Estimated value per Rs 100 of eligible spend.
Axis Bank Freecharge Credit Card Overview
Axis Bank Freecharge Credit Card is an Axis Bank credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like utility bills, partner brands along with caps and exclusions.
Best For
Axis Bank Freecharge Credit Card is most useful when your spends regularly fall into utility bills, partner brands.
Rewards
utility bills
5x the base reward rate.
partner brands
5x the base reward rate.
Not Good For
- Spends in excluded categories such as rent, insurance.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 2,000 in a monthly period for benefit value around Rs 20.
- Spend Rs 5,000 in a monthly period for benefit value around Rs 70.
Zlash Verdict
Choose this card when shopping, utility bills, partner brands match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Axis Bank Freecharge Credit Card?
The listed annual fee is Rs 250.
What is Axis Bank Freecharge Credit Card best used for?
Axis Bank Freecharge Credit Card is most useful when your spends regularly fall into utility bills, partner brands.
Does Axis Bank Freecharge Credit Card have reward exclusions?
Yes. The extracted exclusions include rent, insurance.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.