Axis Bank Horizon Credit Card
Axis Bank Horizon Credit Card from Axis Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 3,000 | Reward type: Reward Points | Best for: Travel, Flights
Axis Bank Horizon Credit Card Overview
Axis Bank Horizon Credit Card is an Axis Bank credit card. Zlash checks boosted categories like travel, flights along with caps and exclusions.
Best For
Axis Bank Horizon Credit Card is most useful when your spends regularly fall into travel, flights.
Rewards
travel
2.5x the base reward rate.
flights
2.5x the base reward rate.
Not Good For
- Spends in excluded categories such as transportation tolls, utility bills, insurance, educational institutions, government institutions.
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 1,000.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when travel, flights match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Axis Bank Horizon Credit Card?
The listed annual fee is Rs 3,000.
What is Axis Bank Horizon Credit Card best used for?
Axis Bank Horizon Credit Card is most useful when your spends regularly fall into travel, flights.
Does Axis Bank Horizon Credit Card have reward exclusions?
Yes. The extracted exclusions include transportation tolls, utility bills, insurance, educational institutions, government institutions, wallet.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.