Axis My Zone Credit Card
Axis My Zone Credit Card from Axis Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 500 | Reward type: Reward Points | Best for: Movies, Shopping, Food
Estimated value per Rs 100 of eligible spend.
Axis My Zone Credit Card Overview
Axis My Zone Credit Card is an Axis Bank credit card. Base reward value is about Rs 0.08 per Rs 100 of eligible spend. Zlash uses the listed forex markup and fee facts when comparing this payment option.
Best For
Axis My Zone Credit Card is positioned around Movies, Shopping, Food spends.
Not Good For
- Spends in excluded categories such as movies and entertainment, fuel, wallet reloads, insurance, education.
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 1,499.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 1,50,000 in a yearly period for benefit value around Rs 200.
Zlash Verdict
Choose this card when movies, shopping, food match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Axis My Zone Credit Card?
The listed annual fee is Rs 500.
What is Axis My Zone Credit Card best used for?
Axis My Zone Credit Card is positioned around Movies, Shopping, Food spends.
Does Axis My Zone Credit Card have reward exclusions?
Yes. The extracted exclusions include movies and entertainment, fuel, wallet reloads, insurance, education, government related.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.