Axis Bank Neo Credit Card
Axis Bank Neo Credit Card from Axis Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Lifetime free | Reward type: Reward Points | Best for: Shopping, Food, Dining
Estimated value per Rs 100 of eligible spend.
Axis Bank Neo Credit Card Overview
Axis Bank Neo Credit Card is an Axis Bank credit card. Base reward value is about Rs 0.1 per Rs 100 of eligible spend. Zlash checks boosted categories like dining, utility bills, grocery along with caps and exclusions.
Best For
Axis Bank Neo Credit Card is most useful when your spends regularly fall into dining, utility bills, grocery.
Rewards
dining
1x the base reward rate.
utility bills
1x the base reward rate.
Monthly cap: Rs 150
grocery
1x the base reward rate.
Monthly cap: Rs 250
Myntra
1x the base reward rate.
Monthly cap: Rs 150
movies and entertainment
1x the base reward rate.
Monthly cap: Rs 100
Not Good For
- Spends in excluded categories such as fuel, utility bills, insurance, emi, wallet reloads.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 300.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when shopping, food, dining match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Axis Bank Neo Credit Card?
The listed annual fee is Lifetime free.
What is Axis Bank Neo Credit Card best used for?
Axis Bank Neo Credit Card is most useful when your spends regularly fall into dining, utility bills, grocery.
Does Axis Bank Neo Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, utility bills, insurance, emi, wallet reloads, rent.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.