Axis Bank SELECT Credit Card
Axis Bank SELECT Credit Card from Axis Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 3,000 | Reward type: Reward Points | Best for: Travel, Shopping, Online Shopping

Estimated value per Rs 100 of eligible spend.
Axis Bank SELECT Credit Card Overview
Axis Bank SELECT Credit Card is an Axis Bank credit card. Base reward value is about Rs 0.2 per Rs 100 of eligible spend. Zlash checks boosted categories like online shopping along with caps and exclusions.
Best For
Axis Bank SELECT Credit Card is most useful when your spends regularly fall into online shopping.
Rewards
online shopping
2x the base reward rate.
Monthly cap: Rs 20,000
Not Good For
- Spends in excluded categories such as fuel, insurance, gold, government services, education.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 2,000.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 3,00,000 in a yearly period for benefit value around Rs 1,000.
- Spend Rs 3,00,000 in a yearly period.
- Spend Rs 8,00,000 in a yearly period for benefit value around Rs 3,000.
Zlash Verdict
Choose this card when travel, shopping, online shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Axis Bank SELECT Credit Card?
The listed annual fee is Rs 3,000.
What is Axis Bank SELECT Credit Card best used for?
Axis Bank SELECT Credit Card is most useful when your spends regularly fall into online shopping.
Does Axis Bank SELECT Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, insurance, gold, government services, education, utility bills.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.

