IndianOil Axis Bank Premium Credit Card
IndianOil Axis Bank Premium Credit Card from Axis Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 1,000 | Reward type: Reward Points | Best for: Fuel, Grocery
Estimated value per Rs 100 of eligible spend.
IndianOil Axis Bank Premium Credit Card Overview
IndianOil Axis Bank Premium Credit Card is an Axis Bank credit card. Base reward value is about Rs 0.67 per Rs 100 of eligible spend. Zlash checks boosted categories like fuel, grocery along with caps and exclusions.
Best For
IndianOil Axis Bank Premium Credit Card is most useful when your spends regularly fall into fuel, grocery.
Rewards
fuel
6x the base reward rate.
Monthly cap: Rs 15,000
grocery
2x the base reward rate.
Monthly cap: Rs 5,000
Not Good For
- Spends in excluded categories such as transportation and tolls, utility bills, insurance, educational institutions, government institutions.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 1,00,000 in a yearly period for benefit value around Rs 1,000.
Zlash Verdict
Choose this card when fuel, grocery match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of IndianOil Axis Bank Premium Credit Card?
The listed annual fee is Rs 1,000.
What is IndianOil Axis Bank Premium Credit Card best used for?
IndianOil Axis Bank Premium Credit Card is most useful when your spends regularly fall into fuel, grocery.
Does IndianOil Axis Bank Premium Credit Card have reward exclusions?
Yes. The extracted exclusions include transportation and tolls, utility bills, insurance, educational institutions, government institutions, wallets.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.