IndiGo Axis Bank Premium Credit Card
IndiGo Axis Bank Premium Credit Card from Axis Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 5,000 | Reward type: Air Miles | Best for: Travel, Grocery, Hotels

Estimated value per Rs 100 of eligible spend.
IndiGo Axis Bank Premium Credit Card Overview
IndiGo Axis Bank Premium Credit Card is an Axis Bank credit card. Base reward value is about Rs 0.8 per Rs 100 of eligible spend. Zlash checks boosted categories like travel, grocery, hotels along with caps and exclusions.
Best For
IndiGo Axis Bank Premium Credit Card is most useful when your spends regularly fall into travel, grocery, hotels.
Rewards
travel
3.5x the base reward rate.
grocery
1.5x the base reward rate.
hotels
1.5x the base reward rate.
Not Good For
- Spends in excluded categories such as government services, insurance services, utility services including telecom, rental payments, wallet.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Includes voucher-based benefits.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
2.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 2,00,000 in a yearly period for benefit value around Rs 2,000.
- Spend Rs 5,00,000 in a yearly period for benefit value around Rs 2,000.
- Spend Rs 8,00,000 in a yearly period for benefit value around Rs 2,000.
- Spend Rs 12,00,000 in a yearly period for benefit value around Rs 2,000.
Zlash Verdict
Choose this card when travel, grocery, hotels match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of IndiGo Axis Bank Premium Credit Card?
The listed annual fee is Rs 5,000.
What is IndiGo Axis Bank Premium Credit Card best used for?
IndiGo Axis Bank Premium Credit Card is most useful when your spends regularly fall into travel, grocery, hotels.
Does IndiGo Axis Bank Premium Credit Card have reward exclusions?
Yes. The extracted exclusions include government services, insurance services, utility services including telecom, rental payments, wallet, fuel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.

