BOBCARD ETERNA Credit Card
BOBCARD ETERNA Credit Card from Bank of Baroda is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 2,499 | Reward type: Reward Points | Best for: Travel, Shopping, Online Shopping
Estimated value per Rs 100 of eligible spend.
BOBCARD ETERNA Credit Card Overview
BOBCARD ETERNA Credit Card is a Bank of Baroda credit card. Base reward value is about Rs 0.19 per Rs 100 of eligible spend. Zlash checks boosted categories like online shopping, travel, dining along with caps and exclusions.
Best For
BOBCARD ETERNA Credit Card is most useful when your spends regularly fall into online shopping, travel, dining.
Rewards
online shopping
5x the base reward rate.
travel
5x the base reward rate.
dining
5x the base reward rate.
movies and entertainment
5x the base reward rate.
international spends
5x the base reward rate.
UPI
1x the base reward rate.
Not Good For
- Spends in excluded categories such as agriculture, contractor services, transportation, rent, cleaning and personal services.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 15,000.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
2% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 5,00,000 in a yearly period for benefit value around Rs 5,000.
Zlash Verdict
Choose this card when travel, shopping, online shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of BOBCARD ETERNA Credit Card?
The listed annual fee is Rs 2,499.
What is BOBCARD ETERNA Credit Card best used for?
BOBCARD ETERNA Credit Card is most useful when your spends regularly fall into online shopping, travel, dining.
Does BOBCARD ETERNA Credit Card have reward exclusions?
Yes. The extracted exclusions include agriculture, contractor services, transportation, rent, cleaning and personal services, government services.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.