BOBCARD ICSI Diamond Credit Card
BOBCARD ICSI Diamond Credit Card from Bank of Baroda is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Lifetime free | Best for: Travel, Shopping, Utility Bills
Estimated value per Rs 100 of eligible spend.
BOBCARD ICSI Diamond Credit Card Overview
BOBCARD ICSI Diamond Credit Card is a Bank of Baroda credit card. Base reward value is about Rs 0.25 per Rs 100 of eligible spend. Zlash checks boosted categories like utility bills, dining, online shopping along with caps and exclusions.
Best For
BOBCARD ICSI Diamond Credit Card is most useful when your spends regularly fall into utility bills, dining, online shopping.
Rewards
utility bills
5x the base reward rate.
dining
5x the base reward rate.
online shopping
5x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
2% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Milestone benefit in a monthly period for benefit value around Rs 250.
- Milestone benefit in a quarterly period for benefit value around Rs 1,000.
Zlash Verdict
Choose this card when travel, shopping, utility bills match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of BOBCARD ICSI Diamond Credit Card?
The listed annual fee is Lifetime free.
What is BOBCARD ICSI Diamond Credit Card best used for?
BOBCARD ICSI Diamond Credit Card is most useful when your spends regularly fall into utility bills, dining, online shopping.
Does BOBCARD ICSI Diamond Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.