BOBCARD Premier Credit Card
BOBCARD Premier Credit Card from Bank of Baroda is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Lifetime free | Reward type: Reward Points | Best for: Travel, Dining, International Spends
Estimated value per Rs 100 of eligible spend.
BOBCARD Premier Credit Card Overview
BOBCARD Premier Credit Card is a Bank of Baroda credit card. Base reward value is about Rs 0.12 per Rs 100 of eligible spend. Zlash checks boosted categories like dining, travel, international spends along with caps and exclusions.
Best For
BOBCARD Premier Credit Card is most useful when your spends regularly fall into dining, travel, international spends.
Rewards
dining
5x the base reward rate.
Monthly cap: Rs 500
travel
5x the base reward rate.
Monthly cap: Rs 500
international spends
5x the base reward rate.
Monthly cap: Rs 500
Not Good For
- Spends in excluded categories such as fuel, utility bills.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 5,000.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when travel, dining, international spends match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of BOBCARD Premier Credit Card?
The listed annual fee is Lifetime free.
What is BOBCARD Premier Credit Card best used for?
BOBCARD Premier Credit Card is most useful when your spends regularly fall into dining, travel, international spends.
Does BOBCARD Premier Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, utility bills.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.