BOBCARD Cashback Credit Card
BOBCARD Cashback Credit Card from Bank of Baroda is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 499 | Reward type: Cashback | Best for: Shopping, Online Shopping
Estimated value per Rs 100 of eligible spend.
BOBCARD Cashback Credit Card Overview
BOBCARD Cashback Credit Card is a Bank of Baroda credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like online shopping along with caps and exclusions.
Best For
BOBCARD Cashback Credit Card is most useful when your spends regularly fall into online shopping.
Rewards
online shopping
5x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, government payments, rent, insurance.
- Users who cannot recover the annual fee through rewards or card benefits.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
Reward Exclusions
Zlash Verdict
Choose this card when shopping, online shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of BOBCARD Cashback Credit Card?
The listed annual fee is Rs 499.
What is BOBCARD Cashback Credit Card best used for?
BOBCARD Cashback Credit Card is most useful when your spends regularly fall into online shopping.
Does BOBCARD Cashback Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, government payments, rent, insurance.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.