BOBCARD Select Credit Card
BOBCARD Select Credit Card from Bank of Baroda is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Lifetime free | Reward type: Reward Points | Best for: Shopping, Dining, Online Shopping
Estimated value per Rs 100 of eligible spend.
BOBCARD Select Credit Card Overview
BOBCARD Select Credit Card is a Bank of Baroda credit card. Base reward value is about Rs 0.25 per Rs 100 of eligible spend. Zlash checks boosted categories like dining, online shopping, utility bills along with caps and exclusions.
Best For
BOBCARD Select Credit Card is most useful when your spends regularly fall into dining, online shopping, utility bills.
Rewards
dining
5x the base reward rate.
Monthly cap: Rs 250
online shopping
5x the base reward rate.
Monthly cap: Rs 250
utility bills
5x the base reward rate.
Monthly cap: Rs 250
Not Good For
- Spends in excluded categories such as fuel.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 5,000.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 7,500 in a yearly period for benefit value around Rs 750.
Zlash Verdict
Choose this card when shopping, dining, online shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of BOBCARD Select Credit Card?
The listed annual fee is Lifetime free.
What is BOBCARD Select Credit Card best used for?
BOBCARD Select Credit Card is most useful when your spends regularly fall into dining, online shopping, utility bills.
Does BOBCARD Select Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.