ICAI Exclusive BOBCARD Credit Card
ICAI Exclusive BOBCARD Credit Card from Bank of Baroda is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Lifetime free | Reward type: Reward Points | Best for: Travel, Shopping, Dining
Estimated value per Rs 100 of eligible spend.
ICAI Exclusive BOBCARD Credit Card Overview
ICAI Exclusive BOBCARD Credit Card is a Bank of Baroda credit card. Base reward value is about Rs 0.25 per Rs 100 of eligible spend. Zlash checks boosted categories like dining, utility bills, online shopping along with caps and exclusions.
Best For
ICAI Exclusive BOBCARD Credit Card is most useful when your spends regularly fall into dining, utility bills, online shopping.
Rewards
dining
5x the base reward rate.
utility bills
5x the base reward rate.
online shopping
5x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
2% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Milestone benefit in a quarterly period for benefit value around Rs 1,000.
- Spend Rs 5,000 in a monthly period for benefit value around Rs 250.
Zlash Verdict
Choose this card when travel, shopping, dining match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of ICAI Exclusive BOBCARD Credit Card?
The listed annual fee is Lifetime free.
What is ICAI Exclusive BOBCARD Credit Card best used for?
ICAI Exclusive BOBCARD Credit Card is most useful when your spends regularly fall into dining, utility bills, online shopping.
Does ICAI Exclusive BOBCARD Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.