BOI Celestia Credit Card
BOI Celestia Credit Card from Bank of India is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 5,000 | Reward type: Reward Points | Best for: Movies, Travel, Dining
BOI Celestia Credit Card Overview
BOI Celestia Credit Card is a Bank of India credit card. Zlash checks boosted categories like dining, flights, fuel along with caps and exclusions.
Best For
BOI Celestia Credit Card is most useful when your spends regularly fall into dining, flights, fuel.
Rewards
dining
5x the base reward rate.
flights
5x the base reward rate.
fuel
5x the base reward rate.
Not Good For
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 5,000 and voucher-based benefits.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Zlash Verdict
Choose this card when movies, travel, dining match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of BOI Celestia Credit Card?
The listed annual fee is Rs 5,000.
What is BOI Celestia Credit Card best used for?
BOI Celestia Credit Card is most useful when your spends regularly fall into dining, flights, fuel.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.