BOI RuPay Swadhan Platinum Credit Card
BOI RuPay Swadhan Platinum Credit Card from Bank of India is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Reward type: Reward Points | Best for: Shopping, Partner Brands, Online Shopping

BOI RuPay Swadhan Platinum Credit Card Overview
BOI RuPay Swadhan Platinum Credit Card is a Bank of India credit card. Zlash checks boosted categories like partner brands, online shopping along with caps and exclusions.
Best For
BOI RuPay Swadhan Platinum Credit Card is most useful when your spends regularly fall into partner brands, online shopping.
Rewards
partner brands
1.5x the base reward rate.
online shopping
1x the base reward rate.
Not Good For
- International transactions if you need low forex markup; this card lists 3% markup.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 3,000.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3% foreign currency markup.
Zlash Verdict
Choose this card when shopping, partner brands, online shopping match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is BOI RuPay Swadhan Platinum Credit Card best used for?
BOI RuPay Swadhan Platinum Credit Card is most useful when your spends regularly fall into partner brands, online shopping.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.

