Citi Cash Back Credit Card
Citi Cash Back Credit Card from Citi is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 500 | Best for: Shopping, Utility Bills, Movies And Entertainment
Estimated value per Rs 100 of eligible spend.
Citi Cash Back Credit Card Overview
Citi Cash Back Credit Card is a Citi credit card. Base reward value is about Rs 0.5 per Rs 100 of eligible spend. Zlash checks boosted categories like utility bills, movies and entertainment along with caps and exclusions.
Best For
Citi Cash Back Credit Card is most useful when your spends regularly fall into utility bills, movies and entertainment.
Rewards
utility bills
10x the base reward rate.
Monthly cap: Rs 100
movies and entertainment
10x the base reward rate.
Monthly cap: Rs 100
Not Good For
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Zlash Verdict
Choose this card when shopping, utility bills, movies and entertainment match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Citi Cash Back Credit Card?
The listed annual fee is Rs 500.
What is Citi Cash Back Credit Card best used for?
Citi Cash Back Credit Card is most useful when your spends regularly fall into utility bills, movies and entertainment.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.