Citi Prestige Credit Card
Citi Prestige Credit Card from Citi is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 20,000 | Best for: Travel, International Spends
Estimated value per Rs 100 of eligible spend.
Citi Prestige Credit Card Overview
Citi Prestige Credit Card is a Citi credit card. Base reward value is about Rs 1 per Rs 100 of eligible spend. Zlash checks boosted categories like international spends along with caps and exclusions.
Best For
Citi Prestige Credit Card is most useful when your spends regularly fall into international spends.
Rewards
international spends
2x the base reward rate.
Not Good For
- Spends in excluded categories such as transportation tolls, utility bills, insurance, education, government institutions.
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 10,000.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Zlash Verdict
Choose this card when travel, international spends match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Citi Prestige Credit Card?
The listed annual fee is Rs 20,000.
What is Citi Prestige Credit Card best used for?
Citi Prestige Credit Card is most useful when your spends regularly fall into international spends.
Does Citi Prestige Credit Card have reward exclusions?
Yes. The extracted exclusions include transportation tolls, utility bills, insurance, education, government institutions.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.