Citi Rewards Credit Card
Citi Rewards Credit Card from Citi is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 1,000 | Best for: Shopping, Partner Brands
Estimated value per Rs 100 of eligible spend.
Citi Rewards Credit Card Overview
Citi Rewards Credit Card is a Citi credit card. Base reward value is about Rs 0.28 per Rs 100 of eligible spend. Zlash checks boosted categories like partner brands along with caps and exclusions.
Best For
Citi Rewards Credit Card is most useful when your spends regularly fall into partner brands.
Rewards
partner brands
10x the base reward rate.
Monthly cap: Rs 7,000
Not Good For
- Spends in excluded categories such as fuel, education, government institutions, insurance, toll payments.
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 30,000 in a monthly period for benefit value around Rs 105.
Zlash Verdict
Choose this card when shopping, partner brands match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Citi Rewards Credit Card?
The listed annual fee is Rs 1,000.
What is Citi Rewards Credit Card best used for?
Citi Rewards Credit Card is most useful when your spends regularly fall into partner brands.
Does Citi Rewards Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, education, government institutions, insurance, toll payments, utility purchases.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.