Citibank PremierMiles Credit Card
Citibank PremierMiles Credit Card from Citi is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 3,000 | Best for: Travel, Flights
Estimated value per Rs 100 of eligible spend.
Citibank PremierMiles Credit Card Overview
Citibank PremierMiles Credit Card is a Citi credit card. Base reward value is about Rs 1.8 per Rs 100 of eligible spend. Zlash checks boosted categories like flights along with caps and exclusions.
Best For
Citibank PremierMiles Credit Card is most useful when your spends regularly fall into flights.
Rewards
flights
2.5x the base reward rate.
Not Good For
- Spends in excluded categories such as utility bills, insurance, education, government institutions, transportation and tolls.
- International transactions if you need low forex markup; this card lists 3.5% markup.
- Users who cannot recover the annual fee through rewards or card benefits.
Welcome And Travel Benefits
Welcome: Includes welcome value up to Rs 1,000.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Insurance: Insurance benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 1,000 in a monthly period.
Zlash Verdict
Choose this card when travel, flights match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Citibank PremierMiles Credit Card?
The listed annual fee is Rs 3,000.
What is Citibank PremierMiles Credit Card best used for?
Citibank PremierMiles Credit Card is most useful when your spends regularly fall into flights.
Does Citibank PremierMiles Credit Card have reward exclusions?
Yes. The extracted exclusions include utility bills, insurance, education, government institutions, transportation and tolls.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.