IndianOil Citi Credit Card
IndianOil Citi Credit Card from Citi is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 1,000 | Best for: Fuel, Grocery
Estimated value per Rs 100 of eligible spend.
IndianOil Citi Credit Card Overview
IndianOil Citi Credit Card is a Citi credit card. Base reward value is about Rs 0.17 per Rs 100 of eligible spend. Zlash checks boosted categories like fuel, grocery along with caps and exclusions.
Best For
IndianOil Citi Credit Card is most useful when your spends regularly fall into fuel, grocery.
Rewards
fuel
4x the base reward rate.
grocery
2x the base reward rate.
Not Good For
- International transactions if you need low forex markup; this card lists 3.5% markup.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
3.5% foreign currency markup.
Zlash Verdict
Choose this card when fuel, grocery match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of IndianOil Citi Credit Card?
The listed annual fee is Rs 1,000.
What is IndianOil Citi Credit Card best used for?
IndianOil Citi Credit Card is most useful when your spends regularly fall into fuel, grocery.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.