DBS Vantage Credit Card
DBS Vantage Credit Card from DBS Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 50,000 | Reward type: Reward Points | Best for: Shopping, International Spends

Estimated value per Rs 100 of eligible spend.
DBS Vantage Credit Card Overview
DBS Vantage Credit Card is a DBS Bank credit card. Base reward value is about Rs 2 per Rs 100 of eligible spend. Zlash checks boosted categories like international spends along with caps and exclusions.
Best For
DBS Vantage Credit Card is most useful when your spends regularly fall into international spends.
Rewards
international spends
2x the base reward rate.
Not Good For
- Spends in excluded categories such as fuel, wallet reloads, duty free, rent.
Welcome And Travel Benefits
Welcome: Welcome benefits are listed in extracted facts; verify current issuer terms before applying.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Travel: Travel benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Golf: Golf benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
1.75% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 3,00,000 in a quarterly period for benefit value around Rs 5,000.
- Spend Rs 5,00,000 in a quarterly period for benefit value around Rs 10,000.
- Spend Rs 20,00,000 in a yearly period for benefit value around Rs 40,000.
Zlash Verdict
Choose this card when shopping, international spends match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of DBS Vantage Credit Card?
The listed annual fee is Rs 50,000.
What is DBS Vantage Credit Card best used for?
DBS Vantage Credit Card is most useful when your spends regularly fall into international spends.
Does DBS Vantage Credit Card have reward exclusions?
Yes. The extracted exclusions include fuel, wallet reloads, duty free, rent.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.

