Equitas Bank PowerMiles Credit Card
Equitas Bank PowerMiles Credit Card from Equitas Small Finance Bank is covered here with fees, rewards, benefits, exclusions, fuel/forex charges and Zlash's practical verdict for Indian users.
Annual fee: Rs 5,000 | Reward type: Reward Points | Best for: Travel, Shopping, International Spends
Estimated value per Rs 100 of eligible spend.
Equitas Bank PowerMiles Credit Card Overview
Equitas Bank PowerMiles Credit Card is an Equitas Small Finance Bank credit card. Base reward value is about Rs 1.5 per Rs 100 of eligible spend. Zlash checks boosted categories like international spends along with caps and exclusions.
Best For
Equitas Bank PowerMiles Credit Card is most useful when your spends regularly fall into international spends.
Rewards
international spends
3x the base reward rate.
Not Good For
- Spends in excluded categories such as rent, wallet reloads, emi, fuel, government payments.
Welcome And Travel Benefits
Welcome: Includes a dining membership component.
Domestic lounge: Domestic lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
International lounge: International lounge benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Lifestyle Benefits
Movies and dining: Movie and dining benefit is listed in extracted facts; confirm access rules with the issuer before relying on it.
Fuel And Forex Charges
1% fuel surcharge waiver on eligible fuel transactions.
2% foreign currency markup.
Reward Exclusions
Milestone Benefits
- Spend Rs 1,20,000 in a yearly period for benefit value around Rs 5,000.
- Spend Rs 4,80,000 in a yearly period for benefit value around Rs 5,000.
Zlash Verdict
Choose this card when travel, shopping, international spends match your normal spend pattern. Skip it for categories that are excluded from rewards or where another card gives a cleaner direct discount.
This page is generated from normalized card facts, not copied review prose. Zlash uses this structure so card data can power both public SEO pages and future in-app card detail views.
FAQ
What is the annual fee of Equitas Bank PowerMiles Credit Card?
The listed annual fee is Rs 5,000.
What is Equitas Bank PowerMiles Credit Card best used for?
Equitas Bank PowerMiles Credit Card is most useful when your spends regularly fall into international spends.
Does Equitas Bank PowerMiles Credit Card have reward exclusions?
Yes. The extracted exclusions include rent, wallet reloads, emi, fuel, government payments, education.
How does Zlash use this card data?
Zlash uses fee, reward, cap and exclusion facts to estimate effective prices after eligible payment rewards.